Specialist Public Liability Insurance for small community groups
Small Community Groups (e.g. clubs, groups and societies using hired premises to meet in) can take advantage of our Public Liability only scheme. Those eligible for the scheme can obtain liability cover over the internet from a little as £60.00 per annum.
For small groups requiring more than just liability cover, please contact us.
Finance ReDirect has negotiated a unique scheme for Public
Liability cover. The scheme is designed for small groups who fall within the following criteria:
- have an annual turnover of less than £10,000
- have less than 100 members
- hold meetings in hired premises
and provides cover for the following activities
- regular meetings;
- up to 6 fund raising events in the year (e.g. having a
stall at a local fete); and
- up to 6 group social outings in the year (e.g. trip to the seaside).
The scheme offers the choice of two levels of indemnity: £1,000,000 or £5,000,000 and can be arranged over the internet or by telephone. Please note that internet applications receive a discounted premium.
Contents Cover - when you take out liability cover,
the scheme now also offers the option £1,000 all risks cover for
an additional premium of £28.50
Information - Please read
This Policy is not
intended to cover hazardous activities or hazardous fund raising
events. For example: bungee jumping or any activities involving
bungee ropes or cords; rock climbing; mountaineering or
abseiling; obstacle courses; "It's a Knockout" type
competitions; swimming or diving events of any kind; fireworks
or any form of pyrotechnics.
The above list is not
exhaustive and should be read as examples only. The intention of
the policy is to exclude “hazardous” activities. If you
are in any doubt as to what constitutes ‘hazardous activities’
you should contact us at Finance ReDirect Limited to discuss the
type of activities that are excluded.
Click here for
liability policy details (See page 44 Sections 2 and 3 of
Liability Insurance applies)
Click here for property policy details (See
page 8 Property Damage Section applies)
Please note that this policy excludes Abuse cover.
If this cover is a specific requirement for your organisation
then please contact us.